Tracy received her Hons. B.Sc in Psychology (Specialist) and English Literature (Major) from the University of Toronto and M.Ed in Developmental Psychology and Education from the Ontario Institute for Studies in Education, University of Toronto. She received her Ph.D. in Human Development from McGill University. Tracy completed her postdoctoral research at the Centre for Child Development, Mental Health, and Policy (University of Toronto), as well as the CARE Lab (Coping, Affect & Resilience in Education, University of Toronto). Her doctoral and postdoctoral research was supported by awards from the Social Sciences and Humanities Research Council of Canada (SSHRC).