Financing Your Studies

Government Financial Aid

The Student Finance Office (SFO) of the Working Family and Student Financial Assistance Agency (WFSFAA) of the Hong Kong SAR Government provides the following financial aid schemes to local needy students:

Tertiary Student Finance Scheme - Publicly-funded Programmes (TSFS) is a means-tested grant and loan scheme aiming at providing financial assistance to full-time local students (taking programmes and student places that are exclusively UGC-funded/publicly-funded). The level of assistance depends on family's financial circumstances.
Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) is available to full-time local students (taking programmes and student places that are exclusively UGC-funded/publicly-funded). It provides non-means-tested loans to students up to the amount of annual tuition fees.
Local students who are taking self-financed local award-bearing programmes (either in full-time or part-time mode) and part-time exclusively UGC-funded/publicly-funded programmes and student places can apply for Extended Non-means-tested Loan Scheme (ENLS).
Financial Assistance Scheme for Post-secondary Students (FASP) provides means-tested grant and loan to needy full-time students pursuing locally-accredited, self-financing post-secondary education programmes at sub-degree or degree level. For details, please refer to the website of SFO. CUHK undergraduate students who are pursuing full-time self-financing second degree of double degree programmes/second major of double major programmes may apply for FASP. They may also apply for Non-means-tested Loan Scheme for Post-secondary Students (NLSPS). Applicants may receive loan up to the annual tuition fees payable under NLSPS.